@charset "UTF-8";
/* =========================================================
   IMMIX GROUP INSURANCE FUNDING STRUCTURES V1
   Locked Immix style implementation
   Design system, UX architecture, and CSS by Ken Buis,
   Fervid Solutions
========================================================= */

/* IMMIX-GROUP-INSURANCE-FUNDING-V1-ACTIVE */

/* =========================================================
   1. PAGE FOUNDATION
========================================================= */

.ixgis-page {
  --ixgis-shell: 1240px;
  --ixgis-shell-wide: 1420px;
  --ixgis-gutter: clamp(22px, 4vw, 72px);
  --ixgis-page: #f7faf6;
  --ixgis-white: #ffffff;
  --ixgis-navy-950: #071f3d;
  --ixgis-navy-900: #092a50;
  --ixgis-navy-850: #0b2d54;
  --ixgis-navy-800: #12345d;
  --ixgis-navy-700: #163f73;
  --ixgis-green-700: #568f32;
  --ixgis-green-650: #5f9938;
  --ixgis-green-600: #69a63d;
  --ixgis-ink: #23374d;
  --ixgis-muted: #556d83;
  --ixgis-line: rgba(18, 52, 93, 0.09);
  --ixgis-shadow: 0 24px 58px rgba(13, 30, 52, 0.08), 0 8px 22px rgba(13, 30, 52, 0.035);
  --ixgis-shadow-strong: 0 34px 78px rgba(13, 30, 52, 0.13), 0 12px 30px rgba(13, 30, 52, 0.05);
  --ixgis-font-sans: Inter, Arial, sans-serif;
  --ixgis-font-serif: "Noto Serif", Georgia, serif;

  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 10% 8%, rgba(105, 166, 61, 0.055), transparent 30%),
    radial-gradient(circle at 88% 12%, rgba(18, 52, 93, 0.045), transparent 32%),
    linear-gradient(180deg, #ffffff 0%, var(--ixgis-page) 100%);
  color: var(--ixgis-ink);
  font-family: var(--ixgis-font-sans);
}

.ixgis-page *,
.ixgis-page *::before,
.ixgis-page *::after {
  box-sizing: border-box;
}

.ixgis-page p,
.ixgis-page li,
.ixgis-page a,
.ixgis-page span,
.ixgis-page summary,
.ixgis-page button {
  font-family: var(--ixgis-font-sans);
  font-size: 17px;
}

.ixgis-page p,
.ixgis-page li {
  color: #425d76;
  line-height: 1.8;
}

.ixgis-page a {
  color: inherit;
}

.ixgis-page img {
  display: block;
  max-width: 100%;
  height: auto;
}

.ixgis-wrap {
  width: min(100% - var(--ixgis-gutter), var(--ixgis-shell));
  margin-inline: auto;
}

.ixgis-kicker {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin: 0 0 0.95rem;
  color: var(--ixgis-green-650);
  font-size: 17px;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

.ixgis-kicker::after {
  content: "";
  width: 42px;
  height: 2px;
  border-radius: 999px;
  background: rgba(105, 166, 61, 0.72);
}

.ixgis-btn {
  min-height: 52px;
  padding: 0 1.35rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  font-size: 17px;
  font-weight: 800;
  line-height: 1;
  text-decoration: none;
  transition:
    transform 180ms ease,
    box-shadow 180ms ease,
    background-color 180ms ease;
}

.ixgis-btn:hover,
.ixgis-btn:focus-visible {
  transform: translateY(-2px);
  outline: none;
  text-decoration: none;
}

.ixgis-btn--primary {
  background: linear-gradient(180deg, #70ab43 0%, var(--ixgis-green-700) 100%);
  color: #ffffff !important;
  box-shadow: 0 16px 34px rgba(105, 166, 61, 0.24);
}

.ixgis-btn--secondary {
  border: 1px solid rgba(18, 52, 93, 0.14);
  background: rgba(255, 255, 255, 0.92);
  color: var(--ixgis-navy-800) !important;
  box-shadow: 0 12px 24px rgba(13, 30, 52, 0.06);
}

/* =========================================================
   2. HERO
========================================================= */

.ixgis-hero {
  position: relative;
  width: 100%;
  min-height: clamp(640px, 55vw, 860px);
  padding: clamp(2.2rem, 4vw, 3.8rem) 0 clamp(4.2rem, 6vw, 6.8rem);
  overflow: hidden;
  isolation: isolate;
  background: var(--ixgis-page);
}

.ixgis-hero__media {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  overflow: hidden;
  background: #eef3ef;
}

.ixgis-hero__media img {
  width: 100%;
  height: 100%;
  min-height: clamp(640px, 55vw, 860px);
  object-fit: cover;
  object-position: center center;
}

.ixgis-hero__media::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 2;
  pointer-events: none;
  background:
    linear-gradient(
      90deg,
      rgba(248, 251, 247, 0.995) 0%,
      rgba(248, 251, 247, 0.985) 26%,
      rgba(248, 251, 247, 0.86) 50%,
      rgba(248, 251, 247, 0.38) 76%,
      rgba(248, 251, 247, 0.08) 100%
    );
}

.ixgis-hero__media::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 3;
  pointer-events: none;
  background:
    linear-gradient(
      180deg,
      rgba(248, 251, 247, 0.10) 0%,
      rgba(248, 251, 247, 0.00) 24%,
      rgba(248, 251, 247, 0.08) 82%,
      rgba(248, 251, 247, 0.18) 100%
    );
}

.ixgis-hero__inner {
  position: relative;
  z-index: 4;
  width: min(100% - var(--ixgis-gutter), var(--ixgis-shell-wide));
  min-height: clamp(520px, 42vw, 680px);
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(680px, 0.92fr) minmax(360px, 0.48fr);
  gap: 0;
  align-items: center;
  justify-content: center;
}

.ixgis-hero__content {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: none;
  min-height: clamp(440px, 34vw, 590px);
  padding:
    clamp(3.1rem, 4.4vw, 4.8rem)
    clamp(8rem, 10vw, 11rem)
    clamp(3.1rem, 4.4vw, 4.8rem)
    clamp(3.1rem, 4.8vw, 5.2rem);
  border-radius: 36px;
  background:
    linear-gradient(
      90deg,
      rgba(255, 255, 255, 0.99) 0%,
      rgba(255, 255, 255, 0.985) 68%,
      rgba(255, 255, 255, 0.92) 100%
    );
  border: 1px solid rgba(18, 52, 93, 0.08);
  box-shadow: var(--ixgis-shadow-strong);
}

.ixgis-hero__content h1 {
  max-width: 10ch;
  margin: 0 0 1.1rem;
  color: var(--ixgis-navy-800);
  font-family: var(--ixgis-font-serif);
  font-size: clamp(3.45rem, 5.5vw, 5.9rem);
  font-weight: 700;
  line-height: 0.94;
  letter-spacing: -0.06em;
}

.ixgis-hero__lead {
  max-width: 38rem;
  margin: 0 0 1.05rem;
  color: #405973 !important;
  font-size: clamp(18px, 1.3vw, 22px) !important;
  font-weight: 700;
  line-height: 1.52 !important;
}

.ixgis-hero__content p:not(.ixgis-kicker):not(.ixgis-hero__lead) {
  max-width: 43rem;
  margin: 0 0 1.4rem;
  color: #506a82;
  font-weight: 500;
}

.ixgis-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.65rem;
}

.ixgis-hero__panel {
  position: relative;
  z-index: 5;
  width: min(100%, 510px);
  max-width: 510px;
  min-height: clamp(440px, 32vw, 585px);
  justify-self: start;
  align-self: center;
  margin: 0;
  padding: clamp(1.55rem, 2.5vw, 2.25rem);
  border-radius: 32px;
  transform: translateX(clamp(-150px, -8.5vw, -94px));
  overflow: hidden;
  color: #ffffff;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.18), transparent 30%),
    radial-gradient(circle at 0% 100%, rgba(255, 255, 255, 0.07), transparent 34%),
    linear-gradient(180deg, rgba(22, 72, 122, 0.99) 0%, rgba(10, 39, 70, 0.995) 100%);
  border: 1px solid rgba(255, 255, 255, 0.10);
  box-shadow:
    0 34px 78px rgba(7, 31, 61, 0.30),
    0 12px 28px rgba(7, 31, 61, 0.16);
}

.ixgis-hero__panel::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 42%;
  pointer-events: none;
  background: linear-gradient(180deg, rgba(255,255,255,0) 0%, rgba(5,21,38,0.12) 100%);
}

.ixgis-hero__panel-image {
  position: relative;
  z-index: 2;
  margin: 0 0 clamp(1.15rem, 1.8vw, 1.65rem);
  padding: 0.9rem;
  border-radius: 24px;
  background: rgba(255,255,255,0.09);
  border: 1px solid rgba(255,255,255,0.13);
}

.ixgis-hero__panel-image img {
  width: 100%;
  height: clamp(142px, 14vw, 220px);
  object-fit: contain;
  object-position: center center;
}

.ixgis-hero__panel-kicker {
  position: relative;
  z-index: 2;
  margin: 0 0 0.75rem;
  color: rgba(255,255,255,0.76);
  font-size: 17px;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

.ixgis-hero__panel h2 {
  position: relative;
  z-index: 2;
  max-width: 11ch;
  margin: 0 0 0.85rem;
  color: #ffffff;
  font-family: var(--ixgis-font-sans);
  font-size: clamp(32px, 2.4vw, 44px);
  font-weight: 800;
  line-height: 0.98;
  letter-spacing: -0.045em;
}

.ixgis-hero__panel p:not(.ixgis-hero__panel-kicker) {
  position: relative;
  z-index: 2;
  margin: 0;
  color: rgba(255,255,255,0.84);
  font-size: 17px;
  line-height: 1.68;
}

/* =========================================================
   3. SHARED SECTION HEADS
========================================================= */

.ixgis-intro,
.ixgis-at-a-glance,
.ixgis-model,
.ixgis-bridge,
.ixgis-faq,
.ixgis-closing {
  position: relative;
}

.ixgis-section-head {
  max-width: 780px;
  margin: 0 0 clamp(1.75rem, 3.5vw, 3rem);
}

.ixgis-section-head--center {
  margin-inline: auto;
  text-align: center;
}

.ixgis-section-head--center .ixgis-kicker {
  justify-content: center;
}

.ixgis-section-head--center .ixgis-kicker::after {
  display: none;
}

.ixgis-section-head h2,
.ixgis-intro__heading h2,
.ixgis-model__intro h2,
.ixgis-bridge__copy h2,
.ixgis-faq__intro h2,
.ixgis-closing__copy h2 {
  margin: 0;
  color: var(--ixgis-navy-800);
  font-family: var(--ixgis-font-sans);
  font-size: clamp(34px, 3.4vw, 58px);
  font-weight: 800;
  line-height: 0.98;
  letter-spacing: -0.045em;
}

/* =========================================================
   4. INTRO
========================================================= */

.ixgis-intro {
  padding: clamp(64px, 6vw, 96px) 0;
}

.ixgis-intro__card {
  display: grid;
  grid-template-columns: minmax(260px, 0.82fr) minmax(0, 1.18fr);
  gap: clamp(1.5rem, 4vw, 4rem);
  align-items: start;
  padding: clamp(1.7rem, 3.4vw, 3rem);
  border-radius: 34px;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.08), transparent 32%),
    linear-gradient(180deg, rgba(255,255,255,0.99) 0%, rgba(249,251,248,0.98) 100%);
  border: 1px solid var(--ixgis-line);
  box-shadow: var(--ixgis-shadow);
}

.ixgis-intro__heading h2 {
  max-width: 12ch;
}

.ixgis-intro__copy {
  display: grid;
  gap: 0.9rem;
}

.ixgis-intro__copy p {
  margin: 0;
}

/* =========================================================
   5. STRUCTURE CARDS
========================================================= */

.ixgis-at-a-glance {
  padding: clamp(56px, 6vw, 92px) 0;
  background:
    radial-gradient(circle at 16% 18%, rgba(105, 166, 61, 0.06), transparent 30%),
    linear-gradient(180deg, #f8fbf7 0%, #ffffff 100%);
}

.ixgis-structure-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: clamp(1rem, 2vw, 1.35rem);
}

.ixgis-structure-card {
  position: relative;
  min-height: 100%;
  padding: clamp(1.35rem, 2.4vw, 1.85rem);
  border-radius: 28px;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.08), transparent 32%),
    linear-gradient(180deg, #ffffff 0%, #f9fbf8 100%);
  border: 1px solid rgba(18, 52, 93, 0.08);
  box-shadow: 0 18px 42px rgba(13, 30, 52, 0.065), 0 6px 16px rgba(13, 30, 52, 0.025);
  overflow: hidden;
}

.ixgis-structure-card::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 5px;
  background: linear-gradient(180deg, var(--ixgis-green-600) 0%, rgba(105, 166, 61, 0.20) 100%);
}

.ixgis-structure-card__number {
  display: inline-flex;
  margin: 0 0 1.2rem;
  color: rgba(18, 52, 93, 0.18);
  font-family: var(--ixgis-font-serif);
  font-size: 52px;
  font-weight: 700;
  line-height: 1;
}

.ixgis-structure-card__label {
  margin: 0 0 0.5rem;
  color: var(--ixgis-green-650) !important;
  font-size: 17px;
  font-weight: 800;
  line-height: 1.2 !important;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.ixgis-structure-card h3 {
  margin: 0 0 0.7rem;
  color: var(--ixgis-navy-800);
  font-size: clamp(22px, 2vw, 31px);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.035em;
}

.ixgis-structure-card p:not(.ixgis-structure-card__label) {
  margin: 0 0 1rem;
}

.ixgis-structure-card strong {
  display: inline-flex;
  padding: 0.48rem 0.7rem;
  border-radius: 999px;
  background: rgba(105, 166, 61, 0.10);
  color: var(--ixgis-green-700);
  font-size: 17px;
  font-weight: 800;
  line-height: 1.2;
}

/* =========================================================
   6. MODELS
========================================================= */

.ixgis-model {
  padding: clamp(68px, 7vw, 112px) 0;
}

.ixgis-model--insured {
  background: linear-gradient(180deg, #ffffff 0%, #f7faf6 100%);
}

.ixgis-model--aso {
  background:
    radial-gradient(circle at 12% 16%, rgba(105, 166, 61, 0.07), transparent 30%),
    linear-gradient(180deg, #f7faf6 0%, #ffffff 100%);
}

.ixgis-model--refund {
  background: linear-gradient(180deg, #ffffff 0%, #f7faf6 100%);
}

.ixgis-model__shell {
  position: relative;
  overflow: hidden;
  padding: clamp(1.65rem, 3.4vw, 3rem);
  border-radius: 36px;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.07), transparent 34%),
    linear-gradient(180deg, rgba(255,255,255,0.995) 0%, rgba(249,251,248,0.985) 100%);
  border: 1px solid rgba(18, 52, 93, 0.08);
  box-shadow: var(--ixgis-shadow);
}

.ixgis-model__shell::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 6px;
  background: linear-gradient(180deg, var(--ixgis-green-600) 0%, rgba(105, 166, 61, 0.22) 100%);
}

.ixgis-model__shell--dark {
  color: #ffffff;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.16), transparent 32%),
    radial-gradient(circle at 0% 100%, rgba(255, 255, 255, 0.06), transparent 34%),
    linear-gradient(135deg, #153d69 0%, #10345d 58%, #092a50 100%);
  border: 1px solid rgba(255,255,255,0.12);
  box-shadow:
    0 28px 70px rgba(7, 31, 61, 0.22),
    inset 0 1px 0 rgba(255, 255, 255, 0.08);
}

.ixgis-model__shell--dark .ixgis-kicker {
  color: #a9d68a;
}

.ixgis-model__shell--dark .ixgis-kicker::after {
  background: rgba(169, 214, 138, 0.75);
}

.ixgis-model__shell--dark h2,
.ixgis-model__shell--dark h3 {
  color: #ffffff !important;
}

.ixgis-model__shell--dark p,
.ixgis-model__shell--dark li {
  color: rgba(255,255,255,0.82) !important;
}

.ixgis-model__intro {
  position: relative;
  z-index: 2;
  display: grid;
  gap: 0.9rem;
  margin-bottom: clamp(1.6rem, 3vw, 2.4rem);
}

.ixgis-model__intro h2 {
  max-width: 12ch;
}

.ixgis-model__intro p {
  max-width: 76ch;
  margin: 0;
}

.ixgis-model__intro--split {
  grid-template-columns: minmax(260px, 0.72fr) minmax(0, 1.28fr);
  gap: clamp(1.6rem, 4vw, 4rem);
}

.ixgis-model__intro--split h2 {
  max-width: 11ch;
}

.ixgis-model__feature-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin-bottom: clamp(1.4rem, 3vw, 2rem);
}

.ixgis-model__feature {
  padding: clamp(1.15rem, 2vw, 1.55rem);
  border-radius: 22px;
  background: rgba(255,255,255,0.78);
  border: 1px solid rgba(18, 52, 93, 0.08);
  box-shadow: 0 10px 24px rgba(13, 30, 52, 0.035);
}

.ixgis-model__shell--dark .ixgis-model__feature {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.11);
  box-shadow: none;
}

.ixgis-model__feature--wide {
  grid-column: 1 / -1;
}

.ixgis-model__feature h3,
.ixgis-factor-card h3,
.ixgis-procon h3,
.ixgis-guideline-box h3,
.ixgis-step-section h3,
.ixgis-closing__aside h3 {
  margin: 0 0 0.65rem;
  color: var(--ixgis-navy-800);
  font-size: clamp(21px, 1.6vw, 28px);
  font-weight: 800;
  line-height: 1.16;
  letter-spacing: -0.02em;
}

.ixgis-model__feature p {
  margin: 0;
}

/* =========================================================
   7. FACTORS + PRO/CON
========================================================= */

.ixgis-factor-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.9rem;
  margin-bottom: clamp(1.4rem, 3vw, 2rem);
}

.ixgis-factor-card {
  padding: 1.1rem 1rem;
  border-radius: 20px;
  background: rgba(105, 166, 61, 0.055);
  border: 1px solid rgba(105, 166, 61, 0.13);
}

.ixgis-factor-card h3 {
  font-size: 20px;
}

.ixgis-factor-card p {
  margin: 0;
  font-size: 17px;
  line-height: 1.68;
}

.ixgis-procon-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin-bottom: clamp(1.4rem, 3vw, 2rem);
}

.ixgis-procon {
  padding: clamp(1.15rem, 2vw, 1.55rem);
  border-radius: 22px;
  background: #ffffff;
  border: 1px solid rgba(18, 52, 93, 0.08);
  box-shadow: 0 10px 24px rgba(13, 30, 52, 0.035);
}

.ixgis-model__shell--dark .ixgis-procon {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.11);
  box-shadow: none;
}

.ixgis-procon--pro {
  border-left: 5px solid rgba(105, 166, 61, 0.90);
}

.ixgis-procon--con {
  border-left: 5px solid rgba(18, 52, 93, 0.42);
}

.ixgis-procon ul,
.ixgis-guideline-box ul {
  display: grid;
  gap: 0.55rem;
  margin: 0;
  padding-left: 1.1rem;
}

.ixgis-procon li,
.ixgis-guideline-box li {
  padding-left: 0.1rem;
}

.ixgis-advisor-note,
.ixgis-guideline-box {
  position: relative;
  z-index: 2;
  padding: clamp(1.2rem, 2.4vw, 1.8rem);
  border-radius: 24px;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.06), transparent 32%),
    linear-gradient(180deg, rgba(255,255,255,0.86), rgba(248,251,247,0.76));
  border: 1px solid rgba(18, 52, 93, 0.08);
}

.ixgis-model__shell--dark .ixgis-guideline-box {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.13);
}

.ixgis-advisor-note p,
.ixgis-guideline-box p {
  max-width: 84ch;
  margin: 0 0 0.8rem;
}

.ixgis-advisor-note p:last-child,
.ixgis-guideline-box p:last-child {
  margin-bottom: 0;
}

/* =========================================================
   8. BRIDGE
========================================================= */

.ixgis-bridge {
  padding: clamp(64px, 6vw, 96px) 0;
  background:
    radial-gradient(circle at 88% 18%, rgba(18, 52, 93, 0.05), transparent 34%),
    linear-gradient(180deg, #f8fbf7 0%, #ffffff 100%);
}

.ixgis-bridge__card {
  display: grid;
  grid-template-columns: minmax(320px, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(1.5rem, 4vw, 4rem);
  align-items: center;
  padding: clamp(1.4rem, 3vw, 2.4rem);
  border-radius: 34px;
  background: #ffffff;
  border: 1px solid rgba(18, 52, 93, 0.08);
  box-shadow: var(--ixgis-shadow);
}

.ixgis-bridge__media {
  overflow: hidden;
  border-radius: 28px;
  box-shadow: 0 22px 52px rgba(13, 30, 52, 0.12);
}

.ixgis-bridge__media img {
  width: 100%;
  min-height: 320px;
  object-fit: cover;
  object-position: center center;
}

.ixgis-bridge__copy h2 {
  max-width: 13ch;
  margin-bottom: 1rem;
}

.ixgis-bridge__copy p {
  margin: 0 0 0.85rem;
}

.ixgis-bridge__copy p:last-child {
  margin-bottom: 0;
}

/* =========================================================
   9. REFUND STEPS
========================================================= */

.ixgis-step-section {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: minmax(260px, 0.7fr) minmax(0, 1.3fr);
  gap: clamp(1.4rem, 3vw, 2.4rem);
  align-items: start;
  margin-bottom: clamp(1.4rem, 3vw, 2rem);
}

.ixgis-step-section__intro p,
.ixgis-step-section__note {
  margin: 0;
}

.ixgis-step-list {
  display: grid;
  gap: 0.8rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.ixgis-step-list li {
  display: grid;
  grid-template-columns: 52px minmax(0, 1fr);
  gap: 0.85rem;
  align-items: start;
  padding: 1rem;
  border-radius: 18px;
  background: rgba(255,255,255,0.78);
  border: 1px solid rgba(18, 52, 93, 0.08);
}

.ixgis-step-list span {
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 999px;
  background: rgba(105, 166, 61, 0.10);
  color: var(--ixgis-green-700);
  font-weight: 800;
}

.ixgis-step-list p {
  margin: 0;
}

.ixgis-step-section__note {
  grid-column: 1 / -1;
  padding: 1rem 1.1rem;
  border-radius: 18px;
  background: rgba(105, 166, 61, 0.06);
  border: 1px solid rgba(105, 166, 61, 0.14);
}

/* =========================================================
   10. FAQ
========================================================= */

.ixgis-faq {
  padding: clamp(64px, 6vw, 100px) 0;
  background:
    radial-gradient(circle at 14% 18%, rgba(105, 166, 61, 0.065), transparent 32%),
    linear-gradient(180deg, #f8fbf7 0%, #ffffff 100%);
}

.ixgis-faq__panel {
  padding: clamp(1.6rem, 3vw, 2.6rem);
  border-radius: 34px;
  color: #ffffff;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.16), transparent 32%),
    linear-gradient(135deg, #153d69 0%, #10345d 58%, #092a50 100%);
  box-shadow: 0 28px 70px rgba(7, 31, 61, 0.18);
}

.ixgis-faq__intro {
  max-width: 760px;
  margin: 0 auto 1.5rem;
  text-align: center;
}

.ixgis-faq__intro .ixgis-kicker {
  justify-content: center;
  color: #a9d68a;
}

.ixgis-faq__intro .ixgis-kicker::after {
  display: none;
}

.ixgis-faq__intro h2 {
  color: #ffffff;
}

.ixgis-faq__items {
  display: grid;
  gap: 0.85rem;
}

.ixgis-faq__item {
  border-radius: 18px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  overflow: hidden;
}

.ixgis-faq__item summary {
  cursor: pointer;
  list-style: none;
  padding: 1rem 1.05rem;
  color: #ffffff;
  font-size: 17px;
  font-weight: 800;
  line-height: 1.45;
}

.ixgis-faq__item summary::-webkit-details-marker {
  display: none;
}

.ixgis-faq__answer {
  padding: 0 1.05rem 1.05rem;
}

.ixgis-faq__answer p {
  margin: 0;
  color: rgba(255,255,255,0.82);
}

/* =========================================================
   11. CLOSING
========================================================= */

.ixgis-closing {
  padding: clamp(64px, 6vw, 104px) 0 clamp(80px, 7vw, 128px);
  background: linear-gradient(180deg, #ffffff 0%, #f7faf6 100%);
}

.ixgis-closing__card {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(300px, 0.85fr);
  gap: clamp(1.4rem, 3vw, 2.6rem);
  align-items: stretch;
  padding: clamp(1.5rem, 3vw, 2.6rem);
  border-radius: 34px;
  background: #ffffff;
  border: 1px solid rgba(18, 52, 93, 0.08);
  box-shadow: var(--ixgis-shadow);
}

.ixgis-closing__copy h2 {
  max-width: 13ch;
  margin-bottom: 1rem;
}

.ixgis-closing__copy p {
  max-width: 80ch;
  margin: 0 0 0.85rem;
}

.ixgis-closing__copy p:last-child {
  margin-bottom: 0;
}

.ixgis-closing__copy a {
  color: var(--ixgis-green-700);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.ixgis-closing__aside {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: clamp(1.3rem, 2.4vw, 1.9rem);
  border-radius: 26px;
  background:
    radial-gradient(circle at 100% 0%, rgba(105, 166, 61, 0.10), transparent 32%),
    linear-gradient(180deg, #f8fbf7 0%, #eef5ea 100%);
  border: 1px solid rgba(105, 166, 61, 0.14);
}

.ixgis-closing__aside p {
  margin: 0 0 1.25rem;
}

/* =========================================================
   12. RESPONSIVE
========================================================= */

@media (max-width: 1280px) {
  .ixgis-hero__inner {
    grid-template-columns: minmax(620px, 0.92fr) minmax(340px, 0.48fr);
  }

  .ixgis-hero__content {
    padding-right: 7.25rem;
  }

  .ixgis-hero__panel {
    width: min(100%, 450px);
    transform: translateX(-86px);
  }

  .ixgis-factor-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 1080px) {
  .ixgis-hero {
    min-height: auto;
    padding: 2.2rem 0 4rem;
  }

  .ixgis-hero__inner,
  .ixgis-intro__card,
  .ixgis-model__intro--split,
  .ixgis-step-section,
  .ixgis-bridge__card,
  .ixgis-closing__card {
    grid-template-columns: 1fr;
  }

  .ixgis-hero__inner {
    min-height: auto;
    gap: 1.25rem;
  }

  .ixgis-hero__content,
  .ixgis-hero__panel {
    transform: none;
    width: 100%;
    max-width: none;
    min-height: auto;
    border-radius: 28px;
  }

  .ixgis-hero__content {
    padding: clamp(2rem, 5vw, 3rem);
  }

  .ixgis-hero__content h1,
  .ixgis-hero__panel h2,
  .ixgis-intro__heading h2,
  .ixgis-model__intro h2,
  .ixgis-bridge__copy h2,
  .ixgis-closing__copy h2 {
    max-width: 100%;
  }

  .ixgis-hero__panel-image img {
    height: clamp(180px, 30vw, 280px);
  }

  .ixgis-structure-grid,
  .ixgis-model__feature-grid,
  .ixgis-procon-grid {
    grid-template-columns: 1fr;
  }

  .ixgis-model__feature--wide {
    grid-column: auto;
  }

  .ixgis-bridge__media img {
    min-height: 260px;
  }
}

@media (max-width: 767px) {
  .ixgis-page {
    --ixgis-gutter: 28px;
  }

  .ixgis-hero {
    padding: 1.5rem 0 3.3rem;
  }

  .ixgis-hero__content,
  .ixgis-hero__panel,
  .ixgis-intro__card,
  .ixgis-model__shell,
  .ixgis-bridge__card,
  .ixgis-faq__panel,
  .ixgis-closing__card {
    border-radius: 24px;
  }

  .ixgis-hero__content h1 {
    font-size: clamp(2.75rem, 12vw, 4rem);
  }

  .ixgis-section-head h2,
  .ixgis-intro__heading h2,
  .ixgis-model__intro h2,
  .ixgis-bridge__copy h2,
  .ixgis-faq__intro h2,
  .ixgis-closing__copy h2 {
    font-size: clamp(30px, 8vw, 42px);
  }

  .ixgis-hero__actions {
    display: grid;
  }

  .ixgis-btn {
    width: 100%;
  }

  .ixgis-factor-grid {
    grid-template-columns: 1fr;
  }

  .ixgis-structure-card__number {
    font-size: 42px;
  }

  .ixgis-model,
  .ixgis-intro,
  .ixgis-at-a-glance,
  .ixgis-bridge,
  .ixgis-faq,
  .ixgis-closing {
    padding-top: 52px;
    padding-bottom: 52px;
  }

  .ixgis-closing {
    padding-bottom: 76px;
  }

  .ixgis-step-list li {
    grid-template-columns: 44px minmax(0, 1fr);
  }

  .ixgis-step-list span {
    width: 38px;
    height: 38px;
  }
}

/* =========================================================
   GROUP INSURANCE FUNDING TYPOGRAPHY HANDOFF PATCH
   Supports the unified /assets/css/immix-locked-typography.css layer.
   Keep this at the end of immix-group-insurance-funding-v1.css.
========================================================= */

.ixgis-page {
  font-family: var(--ix-font-sans, Inter, Arial, Helvetica, sans-serif);
}

/* Main dark panels need explicit contrast after typography lock loads. */
.ixgis-page :is(
  .ixgis-hero__panel,
  .ixgis-model__shell--dark,
  .ixgis-faq__panel
) {
  color: #ffffff;
}

.ixgis-page :is(
  .ixgis-hero__panel,
  .ixgis-model__shell--dark,
  .ixgis-faq__panel
) :is(h1, h2, h3, h4, h5, h6, strong, summary) {
  color: #ffffff !important;
}

.ixgis-page :is(
  .ixgis-hero__panel,
  .ixgis-model__shell--dark,
  .ixgis-faq__panel
) :is(p, li, span, a) {
  color: rgba(255, 255, 255, 0.86) !important;
}

.ixgis-page :is(
  .ixgis-hero__panel,
  .ixgis-model__shell--dark,
  .ixgis-faq__panel
) :is(.ixgis-kicker, .ixgis-hero__panel-kicker, [class*="kicker"], [class*="eyebrow"]) {
  color: rgba(255, 255, 255, 0.82) !important;
}

.ixgis-page :is(
  .ixgis-hero__panel,
  .ixgis-model__shell--dark,
  .ixgis-faq__panel
) :is(.ixgis-kicker::after, [class*="kicker"]::after, [class*="eyebrow"]::after) {
  background: rgba(255, 255, 255, 0.42) !important;
}

/* Light cards and notes remain navy/dark text on white or green-tinted surfaces. */
.ixgis-page :is(
  .ixgis-hero__content,
  .ixgis-intro__card,
  .ixgis-structure-card,
  .ixgis-model__shell:not(.ixgis-model__shell--dark),
  .ixgis-model__feature,
  .ixgis-factor-card,
  .ixgis-procon,
  .ixgis-advisor-note,
  .ixgis-guideline-box,
  .ixgis-bridge__card,
  .ixgis-closing__card,
  .ixgis-closing__aside
) :is(h1, h2, h3, h4, h5, h6, strong) {
  color: var(--ixgis-navy-800, #12345d) !important;
}

.ixgis-page :is(
  .ixgis-hero__content,
  .ixgis-intro__card,
  .ixgis-structure-card,
  .ixgis-model__shell:not(.ixgis-model__shell--dark),
  .ixgis-model__feature,
  .ixgis-factor-card,
  .ixgis-procon,
  .ixgis-advisor-note,
  .ixgis-guideline-box,
  .ixgis-bridge__card,
  .ixgis-closing__card,
  .ixgis-closing__aside
) :is(p, li, span) {
  color: #425d76 !important;
}

.ixgis-page .ixgis-structure-card__label,
.ixgis-page .ixgis-kicker {
  color: var(--ixgis-green-650, #5f9938) !important;
}

.ixgis-page .ixgis-structure-card__number {
  color: rgba(18, 52, 93, 0.24) !important;
}

.ixgis-page .ixgis-step-list span {
  color: #ffffff !important;
  background:
    radial-gradient(circle at 30% 22%, rgba(255, 255, 255, 0.22), transparent 34%),
    linear-gradient(135deg, #6fa63d 0%, #4f8735 100%) !important;
  border: 1px solid rgba(255, 255, 255, 0.35) !important;
  box-shadow:
    0 12px 22px rgba(79, 135, 53, 0.20),
    inset 0 1px 0 rgba(255, 255, 255, 0.28) !important;
}

@media (max-width: 760px) {
  .ixgis-page :is(.ixgis-hero__panel p, .ixgis-faq__answer p, .ixgis-model__shell--dark p, .ixgis-model__shell--dark li) {
    font-size: 17px !important;
    line-height: 1.58 !important;
  }
}

/* =========================================================
   GROUP INSURANCE FUNDING DARK MODEL CONTRAST FIX
   Fixes dark-on-dark text inside ASO / dark model cards.
   Keep this at the end of immix-group-insurance-funding-v1.css.
========================================================= */

.ixgis-page .ixgis-model__shell--dark,
.ixgis-page .ixgis-model__shell--dark * {
  opacity: 1 !important;
}

.ixgis-page .ixgis-model__shell--dark :is(
  h1,
  h2,
  h3,
  h4,
  h5,
  h6,
  strong,
  summary
) {
  color: #ffffff !important;
}

.ixgis-page .ixgis-model__shell--dark :is(
  p,
  li,
  span,
  a
) {
  color: rgba(255, 255, 255, 0.92) !important;
}

.ixgis-page .ixgis-model__shell--dark :is(
  .ixgis-model__feature,
  .ixgis-procon,
  .ixgis-guideline-box,
  .ixgis-advisor-note,
  .ixgis-step-list li,
  .ixgis-step-section__note
) {
  background: rgba(255, 255, 255, 0.105) !important;
  border-color: rgba(255, 255, 255, 0.16) !important;
  box-shadow: none !important;
}

.ixgis-page .ixgis-model__shell--dark :is(
  .ixgis-model__feature,
  .ixgis-procon,
  .ixgis-guideline-box,
  .ixgis-advisor-note,
  .ixgis-step-list li,
  .ixgis-step-section__note
) :is(h1, h2, h3, h4, h5, h6, strong) {
  color: #ffffff !important;
}

.ixgis-page .ixgis-model__shell--dark :is(
  .ixgis-model__feature,
  .ixgis-procon,
  .ixgis-guideline-box,
  .ixgis-advisor-note,
  .ixgis-step-list li,
  .ixgis-step-section__note
) :is(p, li, span, a) {
  color: rgba(255, 255, 255, 0.90) !important;
}

.ixgis-page .ixgis-model__shell--dark .ixgis-kicker,
.ixgis-page .ixgis-model__shell--dark [class*="kicker"],
.ixgis-page .ixgis-model__shell--dark [class*="eyebrow"] {
  color: #b9df9c !important;
}

.ixgis-page .ixgis-model__shell--dark .ixgis-kicker::after,
.ixgis-page .ixgis-model__shell--dark [class*="kicker"]::after,
.ixgis-page .ixgis-model__shell--dark [class*="eyebrow"]::after {
  background: rgba(185, 223, 156, 0.76) !important;
}

.ixgis-page .ixgis-model__shell--dark .ixgis-procon--pro {
  border-left-color: rgba(150, 214, 108, 0.95) !important;
}

.ixgis-page .ixgis-model__shell--dark .ixgis-procon--con {
  border-left-color: rgba(255, 255, 255, 0.32) !important;
}

.ixgis-page .ixgis-model__shell--dark .ixgis-step-list span {
  color: #ffffff !important;
  background:
    radial-gradient(circle at 30% 22%, rgba(255, 255, 255, 0.22), transparent 34%),
    linear-gradient(135deg, #78b44a 0%, #4f8735 100%) !important;
}