• Comprehensive coverage and cost containment
    Yes: you can have both!
  • Employee benefit plans:
    Customized for your Business


Transforming health coverage to meet your changing needs.

The work world is evolving. We're transforming health coverage to meet your changing needs. Provincial government health plans do not fully cover the costs of many health care services, leaving you vulnerable.
Supplemental health and dental plans can fill those gaps and provide you with the protection you need.

Purchase online in a few short steps:

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The Fact

A well-designed group benefits package will help to attract, engage and retain the best employees.

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The Need

A plan customized to your current situation and flexible enough to change as your organization does.

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The Solution

Immix Group: A specialty company with an exclusive focus on employee benefits.

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The Benefit

An affordable, effective and innovatively structured program tailored specifically to your unique needs.

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Immix Group: Vancouver's Employee Benefit Company

Employee benefit programs need to be dynamic – flexible enough not only to keep up with the way your business changes over the years, but with the many and varied external factors that affect your plan. This means that someone has to pay attention to the changes – and to keep updating your benefits in the most effective and economical way possible. It’s vital, therefore, that your employee benefits be looked after by a specialty firm such as The Immix Group. A specialist can help you:

  • design the right benefits program for your size and industry;
  • make sure the program changes when you need it to;
  • educate your employees;
  • and keep control over costs without compromising the attractiveness of your benefits plan.

In other words, to get the most out of your benefits program, you need more than just an insurance company or a broker. You need an employee benefits partner. The Immix Group was created to focus solely on employee benefits. We are the specialists – the partner – you need.

What Our Clients are Saying About Us

I found the solution with Immix Group...
“By very good fortune, I was referred to Immix Group (Ciccone/McKay) and have not looked back for over 20 years. My previous benefits provider was unresponsive and I needed a team that would better suit my company’s corporate culture....”
Warwick Reid – élan Data Makers

The service that they have provided us has been top rate...
"They have been instrumental in helping my company of over 200 employees incorporate a new employee benefits program. The service that they have provided us has been top rate. They are very tenacious and diligent with the information they provide to us, ensuring that all of our needs are taken care of ...”
Rick Ripoli – Stylus Sofas, Burnaby, BC


Your employee benefits program: Five important questions to ask every year

Employee Benefits Questions by Immix Group Vancouver
By Howard Cheung, Account Executive, Immix Group on April 13, 2018


It is vital that you run a sustainable, healthy employee benefits program tailored to your organization’s needs. As your company changes and grows, be aware that one size does not fit all. Update your program to ensure you continue getting the maximum value in providing benefits.

Whether you’re the business owner, human resources manager, chief financial officer or cost controller, you want to keep your employee benefits program effective. Here’s how to do that. Every year, ask your broker the following five questions:

  1. What is my benefits program’s expense ratio, that is, target loss ratio (TLR)?

    Knowing and understanding your TLR allows you to compare the expenses of an insured plan, as opposed to comparing the rates/coverage alone. TLR indicates how much money the insurers take away from your premium dollars to run the plan. When organizations compare only the actual rates, i.e., when they “rate shop,” they get sucked into market-surveying every year, and possibly frequent carrier-switching. Don’t fall into this trap. It will lead to inefficiencies for both your organization and the insurers – and ultimately to significant financial costs.

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